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Only one key employee can access all of your small business’ important online accounts: your cloud-based payroll software, Twitter account, Facebook account and bank account. That’s fine. But what if that employee should die suddenly? Would you know the passwords to your company’s online bank account? What about that cloud-based payroll service? And even if you did, are you legally be able to access the online accounts after this employee dies?

Too much power?

The Wall Street Journal recently wrote a feature story on this rarely discussed but important topic.

How dependent are you on technology? A new survey by Harris Interactive provides a bit of a chilling answer. As reported by the study, U.S. adults would rather do without sex than without their technology.

The power of tech

The Harris survey charted the percentage of adults who said that they could not live without certain items.

Here's a complicated question: Why are there so few women making a living in the technology fields? It's a question that NPR asked recently in its All Tech Considered blog. And it's a question that people who run businesses should be asking, also. It's no myth that women are not adequately represented in the tech business.

How many of us dream of one day running our own business? We fantasize about being our own boss, making our own decisions and about developing our businesses on our own terms. But we often don't think about the very real stresses that are included in running a small business.

Starting a business has always been the goal of people that have an entrepreneurial spirit. Why? Running your own business usually means freedom. You won't need to follow the orders of a boss. You're free to build your business on your terms. However, running a small business is hard work and stressful.

This isn't an easy time to run a small business. Competition remains fierce. The economy is still sluggish. And consumers are hesitant to spend their cash. To stay alive today, owners of small businesses have to be organized. They must ensure that their businesses are operating as efficiently as possible.

If you are a small business owner, you already know that running your business takes up your entire day...and more. Business owners who aren't organized? Their companies don't succeed. Fortunately, there are many apps for iPhone owners that can help you juggle the numerous tasks involved in keeping a business afloat.

New technology offers both positives and negatives. On the plus side, it makes our world a more interesting place. It improves our lives and allows businesses to get more done in less time. The negative? New technology inevitably takes away jobs. The Economist newspaper recently had a look at the double-edged sword of technology.

New technology features both advantages and disadvantages. On the plus side, it makes our world a more interesting place. It improves our lives and allows businesses to get more done in less time. The drawback? New technology inevitably eliminates jobs.

The new year has already begun, but have you made any updates to your small business' technology? If not, you may be costing your business money. After all, technology can help your employees function more efficiently. That, in turn, could make your small business more profitable in 2014. SmallBusinessComputing.